today we were at jacob's football camp and i had the boys in the car b/c there was no where shady to sit. i sent neal and zach to check on jacob b/c we lost him in the groups of boys (where we were sitting we could see him but couldn't quit pick him out of the crowd when they changed stations). so they come back to tell me they didn't see him. while they were gone i had put the passenger seat down and made mikey a little play area b/c he was tired of the carseat. so the boys come back, i go to slide my flip-flops on so i can get out and hear "SPLAT". zach had opened the back door and mikey fell out of the suburban (about 3 feet) head first. it took him a second to scream, and when i picked him up i saw a bruise but it wasn't goosing up, so i paniced. we ran out to the field and i immediately spotted jacob and we got him off the field and headed to the ER. mikey was screaming the whole time. so the nurse that checked us in took us back immediately and marked us urgent, the doctor came right in. i have never been seen so quickly at this ER and the waiting room was FULL. so pretty much we talked with the doc for about 30 minutes about risks and options. mikey was borderline, he was awake and responsive which was great, and we had to weigh the pros and cons of going ahead with a cat scan, which they would have put him to sleep for. we opted to observe him and bring him back if anything changed. so far so good though. we follow up on tuesday with his ped if nothing arises before then. i don't usually panic but i did this time.
where the flip is my calgon????????
Sunday, August 31, 2008
Friday, August 29, 2008
the past 48 hours
have been hell. i seriously just don't know why when it rains it pours but it does. many of you can vouch for that with me. this is copied from emails, so i just dated it so you can follow along:
wednesday, 3pm
the inspection report was really bad, the estimate they got for repairs was over $5,000. i can't imagine what's in it, other than a little rotten wood around the windows in the sunroom we had no clue that anything else was "bad". they are not interested in negotiating anything. their agent said they were already floundering when they wrote the offer anyway b/c the wife has arthritis and was concerned about the stairs. and then yesterday when they got to the house there was water every where, the wife was in pain b/c of all the rain, and the stuff came up with the inspection and they just changed their minds. so we're back to square one. i don't know what we're going to do. our agent thinks we'll get more hits with it coming off contract and the low price since we got these buyers within days of putting it at $269k. she's going to get a copy of the inspection report so we can work on fixing whatever came up so we don't lose the next buyer over this. i honestly had this pit in my stomach b/c i just knew something was going to happen. now i've got to figure out what to do with the stuff i have packed up and how to sqeeze money out of my ass for repairs and a house payment. i can't belive i actually thought the sun was about to shine on us.
wednesday, 4pm
well i just got a call from chris to call our agent asap - my cell is dead. so i called her office and told them the number for her to call me at since she won't recognize the number on her cell phone. the other agent called chris b/c they have been trying to get in touch with me and said for me to call bonnie b/c they may have the offer salvaged. i'm a nutcase. i actually finally quit crying and started working again. so i just got off the phone with bonnie and the other agent thinks they may agree to their original offer, $10k less than what we had agreed to. so we're going to see. more waiting. georgia has recently changed from inspections/repair negotiation to due dilligence which makes it so much easier for a buyer to just get out of a deal, and some are using this to bully sellers into lower prices - i just read an article in the atlanta journal about this.....our agent said they said something about having to have dirt brought in for some standing water. y'all it was pouring for about 6 hours yesterday and several hours the day before from hurricanes. so when they came, there was a puddle in the back yard where the dog house is - about 6 ft by 3 ft and maybe 8 inches deep. this only happens when we get flooding like this, and is gone within an hour of the rain stopping. but wtf ever. and the windows is the wood around the windows in the sunroom, not the windows, so whatever. i really like the inspector, i had used him on deals i'd done in the past. but i don't have a clue about who they had do their repair estimates. supposedly they are very emotional and flippant old people......so i'm certainly not expecting anything from this and they are NOT getting any more from us. i may even take from them, like my custom drapes i was going to leave and the $1k we were paying in closing. i'm past upset now i'm just angry!
friday, 1pm
so as you know when i last updated the realtors were trying to save the contract wednesday night. thursday morning my debit card won't work despite the deposit i just made of my check for the WHOLE MONTH. so i call the bank and check it, my account is $ -7,439...........i about shit myself. so i go immediately to the bank to find out what this is. its a garnishment on our checking account for over $8k. to understand, some of you need history:
10 years ago friday our car insurance was over due and i had to put it in the night drop. so there my payment sat on their floor through the weekend and we of course, momentarily had no insurance. so back to saturday night. chris (and this is just a good example of the "old" chris) went out to the trails in my van, with his dog, and drank. about 11pm i get a call. he's had a wreck, and is going to jail. he was coming down the dirt road and saw headlights and swerved into a tree at 60mph. the impact was so hard it blew out the back window. anyway, he passed the "test" but then fell down a few minutes after (due to his injuries) but at the hospital the cop requested a blood alcohol - which he failed. so off to jail he went. we later found out that the van was totaled. being in a bad place finacially already we decided to file chapter 13. at the same time, the finance company sold to another company. and we found out a month or so later that we had a loop-hole coverage and the finance company got the van, and was paid $8,120 and the towing company $1,500 for towing and storage by our insurance company. so fast forward 2 years. the new company comes to us asking for money. i send them the payment info, they go away. then about 2 years later they come back, new debt collection agency, i send it again. this goes on for the last 10 years. the last time was about 2 years ago, and i go through the whole shabang again. then she tried to tell me it's legal fees for trying to collect the debt, which i point out if they had applied the payment there never would have been any debt collection and we are not responsible for those fees. last we hear of it until yesterday.
so i call chris sobbing, which is all i had done for the past 24 hours. he comes home and we find the old paperwork we'd sent in time and again. and he takes action to once again fix this. no sooner than we find the paperwork the realtor calls and they have made an amendment to the contract. so we go to the office and sign it. the jist, they get the house for what they orginally offered. but now we just feel so pinched that we just can't refuse or counter for fear of losing them and being months back on the market.
so as of now, i have no access to my checking account, the money i just put in, and we are set to close on the 5th..............but i seriously don't feel comfortable enough to belive we will actually close.
and the buyer, truly offended me and rubbed me the wrong way, there is a new stipulation in the amendment that says "house is to be left clean, free of debris and household furnishings".............oh no the bitch didn't. my plan was already to leave it spotless, even fix the nail holes from our pictures and touch up with paint, and to leave them all the excess materials we have like paint and carpet and tile, in case they need them in the future, and offer to leave the swing set if they want it for their grandkids.........needless to say her definition of clean and mine WILL be very different, and i'm not leaving a stich of anything material wise. we even have all the books/warranty stuff on the appliances but those will go right in the trash as i'm packing. the bitch is already getting my custom drapes, $1k in closing costs, and $75k in equity, does she want chris' left nut too???????? seriously she better not even so much as look at me at closing. i told my realtor yesterday as i signed that paper that i hoped her arthritic knees hurt her every time she went upstairs.
and now it's sad b/c we're at the one week mark and i have no motivation what so ever to pack. instead of packing, i took a 2 hour nap this morning and have been sitting on the computer for the last 2 hours catching up on emails and messages that i've missed b/c i've been to upset to even open my laptop. and when the boys get home we're going to town.
i truly feel this is abuse of the due dilligence period the state of georgia has unwisely gone to since the first of this year. but what can we do? i'm just ready for this to all be over with. they have until saturday to change their minds again and get their pissy $1k earnest money back. if they back out after that we get it.....woohoo, hardly compensation for what we've been through in my opinion.
wednesday, 3pm
the inspection report was really bad, the estimate they got for repairs was over $5,000. i can't imagine what's in it, other than a little rotten wood around the windows in the sunroom we had no clue that anything else was "bad". they are not interested in negotiating anything. their agent said they were already floundering when they wrote the offer anyway b/c the wife has arthritis and was concerned about the stairs. and then yesterday when they got to the house there was water every where, the wife was in pain b/c of all the rain, and the stuff came up with the inspection and they just changed their minds. so we're back to square one. i don't know what we're going to do. our agent thinks we'll get more hits with it coming off contract and the low price since we got these buyers within days of putting it at $269k. she's going to get a copy of the inspection report so we can work on fixing whatever came up so we don't lose the next buyer over this. i honestly had this pit in my stomach b/c i just knew something was going to happen. now i've got to figure out what to do with the stuff i have packed up and how to sqeeze money out of my ass for repairs and a house payment. i can't belive i actually thought the sun was about to shine on us.
wednesday, 4pm
well i just got a call from chris to call our agent asap - my cell is dead. so i called her office and told them the number for her to call me at since she won't recognize the number on her cell phone. the other agent called chris b/c they have been trying to get in touch with me and said for me to call bonnie b/c they may have the offer salvaged. i'm a nutcase. i actually finally quit crying and started working again. so i just got off the phone with bonnie and the other agent thinks they may agree to their original offer, $10k less than what we had agreed to. so we're going to see. more waiting. georgia has recently changed from inspections/repair negotiation to due dilligence which makes it so much easier for a buyer to just get out of a deal, and some are using this to bully sellers into lower prices - i just read an article in the atlanta journal about this.....our agent said they said something about having to have dirt brought in for some standing water. y'all it was pouring for about 6 hours yesterday and several hours the day before from hurricanes. so when they came, there was a puddle in the back yard where the dog house is - about 6 ft by 3 ft and maybe 8 inches deep. this only happens when we get flooding like this, and is gone within an hour of the rain stopping. but wtf ever. and the windows is the wood around the windows in the sunroom, not the windows, so whatever. i really like the inspector, i had used him on deals i'd done in the past. but i don't have a clue about who they had do their repair estimates. supposedly they are very emotional and flippant old people......so i'm certainly not expecting anything from this and they are NOT getting any more from us. i may even take from them, like my custom drapes i was going to leave and the $1k we were paying in closing. i'm past upset now i'm just angry!
friday, 1pm
so as you know when i last updated the realtors were trying to save the contract wednesday night. thursday morning my debit card won't work despite the deposit i just made of my check for the WHOLE MONTH. so i call the bank and check it, my account is $ -7,439...........i about shit myself. so i go immediately to the bank to find out what this is. its a garnishment on our checking account for over $8k. to understand, some of you need history:
10 years ago friday our car insurance was over due and i had to put it in the night drop. so there my payment sat on their floor through the weekend and we of course, momentarily had no insurance. so back to saturday night. chris (and this is just a good example of the "old" chris) went out to the trails in my van, with his dog, and drank. about 11pm i get a call. he's had a wreck, and is going to jail. he was coming down the dirt road and saw headlights and swerved into a tree at 60mph. the impact was so hard it blew out the back window. anyway, he passed the "test" but then fell down a few minutes after (due to his injuries) but at the hospital the cop requested a blood alcohol - which he failed. so off to jail he went. we later found out that the van was totaled. being in a bad place finacially already we decided to file chapter 13. at the same time, the finance company sold to another company. and we found out a month or so later that we had a loop-hole coverage and the finance company got the van, and was paid $8,120 and the towing company $1,500 for towing and storage by our insurance company. so fast forward 2 years. the new company comes to us asking for money. i send them the payment info, they go away. then about 2 years later they come back, new debt collection agency, i send it again. this goes on for the last 10 years. the last time was about 2 years ago, and i go through the whole shabang again. then she tried to tell me it's legal fees for trying to collect the debt, which i point out if they had applied the payment there never would have been any debt collection and we are not responsible for those fees. last we hear of it until yesterday.
so i call chris sobbing, which is all i had done for the past 24 hours. he comes home and we find the old paperwork we'd sent in time and again. and he takes action to once again fix this. no sooner than we find the paperwork the realtor calls and they have made an amendment to the contract. so we go to the office and sign it. the jist, they get the house for what they orginally offered. but now we just feel so pinched that we just can't refuse or counter for fear of losing them and being months back on the market.
so as of now, i have no access to my checking account, the money i just put in, and we are set to close on the 5th..............but i seriously don't feel comfortable enough to belive we will actually close.
and the buyer, truly offended me and rubbed me the wrong way, there is a new stipulation in the amendment that says "house is to be left clean, free of debris and household furnishings".............oh no the bitch didn't. my plan was already to leave it spotless, even fix the nail holes from our pictures and touch up with paint, and to leave them all the excess materials we have like paint and carpet and tile, in case they need them in the future, and offer to leave the swing set if they want it for their grandkids.........needless to say her definition of clean and mine WILL be very different, and i'm not leaving a stich of anything material wise. we even have all the books/warranty stuff on the appliances but those will go right in the trash as i'm packing. the bitch is already getting my custom drapes, $1k in closing costs, and $75k in equity, does she want chris' left nut too???????? seriously she better not even so much as look at me at closing. i told my realtor yesterday as i signed that paper that i hoped her arthritic knees hurt her every time she went upstairs.
and now it's sad b/c we're at the one week mark and i have no motivation what so ever to pack. instead of packing, i took a 2 hour nap this morning and have been sitting on the computer for the last 2 hours catching up on emails and messages that i've missed b/c i've been to upset to even open my laptop. and when the boys get home we're going to town.
i truly feel this is abuse of the due dilligence period the state of georgia has unwisely gone to since the first of this year. but what can we do? i'm just ready for this to all be over with. they have until saturday to change their minds again and get their pissy $1k earnest money back. if they back out after that we get it.....woohoo, hardly compensation for what we've been through in my opinion.
Wednesday, August 13, 2008
i'm a slacker
been busy and well honeslty, lazy.
we have a stomach virus here, so that's been fun. added to already being queasy, puking for two days then cleaning up everyone else's puke is not my idea of a good time.
my classes start back monday - Biology A&P and Political Science - blek - so i'll be busy i'm sure - and over my head.
mikey's one year appt is tomorrow. child still has no teeth, refuses to walk (though we know he can because he took four steps 2 weeks ago), and alas, still takes a bottle and formula and for the most part does not sleep through the night. but seriously, whatever. i just don't care. he'll do all these things in his own time.
the boys are doing well in school. neal dumped his girlfriend he's had since october and got a new one, but she broke up with him b/c he made his ex-girlfriend cry. oh young puppy love.
jacob is doing well, i love looping classes b/c he just picks right back up where he left off.
zach has busted kindy wide open, yeah already two notes about his excessive talking......my child?????? seriously?????? yeah, you figure out how to shut the motormouth of the south up and please let me know.
they are also riding the bus home. *gasp* something i swore i'd never do, but my god i'm loving it. and the whole 10 minutes on the bus is not killing them, so it's all good.
ok, off to veg on the couch to discovery health and tlc.....
we have a stomach virus here, so that's been fun. added to already being queasy, puking for two days then cleaning up everyone else's puke is not my idea of a good time.
my classes start back monday - Biology A&P and Political Science - blek - so i'll be busy i'm sure - and over my head.
mikey's one year appt is tomorrow. child still has no teeth, refuses to walk (though we know he can because he took four steps 2 weeks ago), and alas, still takes a bottle and formula and for the most part does not sleep through the night. but seriously, whatever. i just don't care. he'll do all these things in his own time.
the boys are doing well in school. neal dumped his girlfriend he's had since october and got a new one, but she broke up with him b/c he made his ex-girlfriend cry. oh young puppy love.
jacob is doing well, i love looping classes b/c he just picks right back up where he left off.
zach has busted kindy wide open, yeah already two notes about his excessive talking......my child?????? seriously?????? yeah, you figure out how to shut the motormouth of the south up and please let me know.
they are also riding the bus home. *gasp* something i swore i'd never do, but my god i'm loving it. and the whole 10 minutes on the bus is not killing them, so it's all good.
ok, off to veg on the couch to discovery health and tlc.....
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